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Personal Services
Dreams Path

For those who are just beginning to build their dreams.

  • Monthly service fee: $20
    Valued at $50 monthly or $600 annually
  • Non Interest earning account
  • Minimum to open: $100
  • Number of checks you can write per month: First 100 checks free ($0.25 per item thereafter)
  • Free box of checks: First order
  • Free Online Banking
  • Free Electronic Bill Pay
  • Visa® Debit or ATM Card: Withdrawals up to $1,000 per day and free ATM fees anywhere in the US (Fees will be reimbursed to your account)
  • Truncated statement (checks are not returned in your statement)
  • Personal Savings Account (with automatic transfer)
  • Mail Deposit Service
  • 365 Plus Overdraft Line (subject to credit approval)
  • Your choice of 4 of the following additional products and services:
    • Fee-free cashier’s checks (1 per month)
    • Waive stop payment fee (1 per month)
    • Free incoming or outgoing wire (1 per year)
    • Visa® Stored Value Cards (6 waived set-up fees per year)
    • Free replacement checks (Bank Stock – 200 per year)
    • Choice of Imaged Check Statements at no extra cost
    • Waive Cash Advance fee

As part of the Dreams path, you may also find these products valuable:

  • Certificate of Deposit
  • Individual Retirement Account (IRA)
  • Credit Card
  • Personal Loan
  • Mortgage Loan

For more information on applying for the Dreams path .