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Personal Services
Beginnings Path

For those just beginning to make their journey.

  • Monthly service fee: $15
    Valued at $35 monthly or $420 annually
  • Non Interest earning account
  • Minimum to open: $100
  • Number of checks you can write per month: Unlimited
  • Free box of checks: First order
  • Free Online Banking
  • Free Electronic Bill Pay
  • Visa® Debit or ATM Card: Withdrawals up to $1,000 per day and free ATM fees anywhere in the US (Fees will be reimbursed to your account)
  • Truncated statement (checks are not returned in your statement)
  • Personal Savings Account (with automatic transfer)
  • Mail Deposit Service
  • Your choice of 3 of the following additional products and services:
    • Fee-free cashier’s checks (1 per month)
    • Waive stop payment fee (1 per month)
    • Free incoming wire (1 per quarter)
    • Visa® Stored Value Cards (6 waived set-up fees per year)
    • Free replacement checks (Bank Stock – 200 per year)

As part of the Beginnings path, you may also find these products valuable:

  • Individual Retirement Account (IRA)
  • Credit Card
  • Personal Loan

For more information on applying for the Beginnings path .