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Lending Services
Small Business Administration

Nothing is more rewarding than watching your business thrive. At Vineyard Bank, however, we understand that obtaining the appropriate services and financing required for a small business to flourish can be complicated and confusing. Our SBA Preferred Lender status allows us to streamline the application process and deliver a response in days, not weeks. Whether you require funds to purchase commercial real estate, a business, fixed assets or to restructure debt, Vineyard Bank wants to be a part of your success by providing you with the resources necessary to achieve your goals.

You will benefit from our staff’s wealth of expertise, which has been accumulated by working with hundreds of enterprising Californians. Our SBA Lending Group will help you cross the “t’s” and dot the “i’s” allowing you to concentrate on the fundamentals of your business.

Our SBA Lending Group will work closely with you, exploring avenues to make sure that the best possible solution is achieved for each individual situation. We will assist you in developing the right formula to solve any financial equation – from simple to complex.

As an SBA Lender, Vineyard Bank offers loan programs that include:

  • Loans from a minimum of $25,000 to a maximum of $4,500,000 with terms from 10 to 25 years
  • Up to 90% LTV
  • Working capital
  • Real estate, construction, business expansion, equipment purchases, and inventory financing
  • Competitive interest rates

By working together, Vineyard Bank will provide you with guidance in determining your SBA lending needs. For more information .