At Vineyard Bank we understand that managing finances is important, and finding the right banking partner can make all the difference in your financial success. You are our inspiration, and we are dedicated to exceeding your expectations. We care about you, and are committed to building a relationship to help you achieve your dreams for financial success by providing solutions for all your banking needs.

Auto Loans

• Loan amounts up to $75,000
• New car financing up to 100% of purchase price plus tax, license and warranty
• Used car financing up to 90% of Kelly Blue Book wholesale value
• 0.25% interest rate discount with automatic loan payment from a Vineyard Bank checking account
• Interest rate varies with term

Boat and RV Loans

• Loan amounts up to $75,000
• Terms from 12-120 months (new) and 12-84 months (used)
• Fixed monthly payments
• 0.25% interest rate reduction with automatic loan payment from a Vineyard Bank checking account

Equity Lines of Credit

• Loan amounts up to $250,000
• Maximum advance up to 80% loan-to-value if owner occupied or 70% if non-owner occupied
• Interest only monthly payment option
• Interest paid is typically deductible for tax purposes*
  *Consult with your tax accountant.