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Business Services
Cash Management - Merchant Services

Broaden your payment collection ability with the acceptance of Visa®, MasterCard® or your very own logo branded in-store gift card through our Merchant Services. Increase collectability by converting checks into electronic transactions.

Merchant services is a payment option and processing solution designed to help you increase sales and improve profits with the use of convenient payment mechanism. This mechanism allows you to accept and process Visa® and MasterCard®. In addition to the traditional Merchant Service program, we also have the ability to offer:

  • Check Truncation – converts a qualified check (personal check in amounts less than $2,500) into an ACH transaction. This gives you greater collectability since ACH transactions can be timed, represented and clear the bank prior to paper checks.
  • In-Store Gift Card Programs – allows you to personalize an in-store gift card program to offer your clients as a way to increase sales.

For more information regarding Merchant Services, please contact one of our Cash Management Sales Managers at cashmgmt@vineyardbank.com or (888) 711-8188